Categories: Private Loans

KashKash Loan: Tips to Easily Get the Loan


If you are looking for promising loan apps in Nigeria that can always come in handy when you run out of cash and you are in dire need of cash to sort out immediate needs or to bail yourself out of emergency situations, then KashKash loan should be one of the first few options that should come to your mind.

You might wonder why KashKash? Well, the loan app in question is one of the leading and reputable loan providers in Nigeria. They provide a platform where you can easily access and obtain loans in an instant without providing any collateral.

With the KashKash loan app, you can avail yourself of a quick, fast, and stress-free financial aid option. This is what I mean — you can easily obtain this loan in the comfort of your home, at any time and any day, without having to visit any bank.


What is KashKash about?

As earlier mentioned, KashKash is a forefront loan provider in Nigeria that offers financial aid to Nigerians in the form of loans. One of the unique features of their loaning service is its flexibility.

Another attractive about KashKash loans to their customers is that the loans are obtained without collateral. Isn’t that interesting? And you know Nigerians, we love awoof.  Although you should be mindful, they may not ask for collateral but they have their way of collecting back their money. So, you cannot collect their loan and not pay back.

In addition, KashKash saves you from the excesses you go through when you want to obtain a loan from commercial banks. You do not have to provide unnecessary documentation before you obtain their loan. You only need to attest to a few important personal information and the loan is yours to take.

How Can KashKash Loan be Obtained?

Obtaining the KashKash loan is a piece of cake as they have made the process to be very easy. We will guide you through the procedure of obtaining the loan below:

  • Make sure you have the Play Store app on your mobile phone if you are an android phone user
  • Now download and install the KashKash loan app from the Play Store
  • For apple or iOS users, you can also download it from the app store on your device
  • After installing the app on your device, open it to start the process
  • Create a new personal account by providing the required basic information and then click on submit option once you are done
  • Proceed to your account to access your dashboard. From your account dashboard, you can click on “apply for loan” option.
  • After this, you can fill the necessary details and then you will be credited the money into your active bank account in less than 15 minutes

Requirements for Obtaining KashKash Loan

Although the process of obtaining KashKash loan is an easy and quick one, you still need to put some important things in place to be eligible.

Some of the requirements you need to meet before you can obtain a loan from KashKash are listed below:

  • You must be a nationale of Nigeria
  • You must not be less than 18 years of age
  • You must also have a Bank Verification Number (BVN)
  • You must also provide evidence of a stable source of income
  • You must have a good credit score

How Much Interest Rate Does KashKash Charge on Loan?

Unlike most loan providers, KashKash charges a fair interest on loans given to their customers. The interest rate is calculated daily and accumulated to be deducted at the end of each month.

The rate ranges from 0.1% to 1% depending on the amount borrowed. Also, the interest rate is charged once every month. Anytime you intend to pay back your loan, you will have to pay the principal amount borrowed and the interest. The lump sum of the money can be paid in instalments to reduce the burden.

What are the Implications of Not Paying back KashKash Loan?

KashKash offers their customers a period to pay back their loans. It is only ideal that customers adhere to this deadline.

However, some unforeseen situations might happen that can cause the customer not to be able back the loan. The implications are listed below:

  • Your interest keeps increasing at a compounding rate, hence increasing the amount you will have to pay back
  • Your credit score is badly affected and as a result, you might not be able to obtain loans from the app in the future

How much Can I Obtain as a Loan from KashKash?

You can obtain as high as ₦300,000 from KashKash loan app as long as you have a good credit score or good repayment history with them.

How Can I Download the KashKash Loan App?

Downloading and installing the KashKash loan app on your device is quite an easy. To do so, follow the steps below:

  • If you are an android phone user, open the Play Store app on your device and if you are iOS user, open the App store on your device
  • After then, you can search for ‘KashKash loan’
  • Click to download and install the appropriate loan app.

Does KashKash Have a Physical Office?

Yes, they do. Although they operate online, they have a physical office in Ikeja, Lagos State.

How Do I reach Out to them?

You can contact them through their support email address: They will always attend to your complaints.


Kashkash is a prominent loan provider that gives quick and accessible loans to its customers. The process of applying for a loan from KashKash is also not stringent. You should know collecting loans is easy and sweet, but paying back is difficult. Therefore, ensure you are very confident that you will be able to pay back before attempting to take the loan. It is a debt and you must pay it.





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