People seek loans not only for business use but also for personal use. Most personal use for loans arises from the circumstances to sort out urgent needs. In such situations, people seek for where they can get help instantly.
In Nigeria today, we need to appreciate the emergence of loan apps. If you are a regular customer of loan apps and you don’t appreciate their service, it is not too good. This is because they have always come to be of help especially when you need them the most by making available instant loans. The way they turn up for you when you have nobody to run to for financial assistance? Let’s give them three Gbosa, They deserve all the accolades.
Although there are many loan apps in Nigeria that give out instant loans to individuals. However, we will be talking about a special one which is the Quickcheck loans.
QuickCheck Loan is an instant loan package provided by QuickCheck which is a reputable financial tech startup and at the same time a loan providing company. What QuickCheck provides is a personal loan and not business loan. In all ways, their loan package is very friendly and this is because of their motive to drive financial inclusion among Nigerians. .
This loan company seeks to launch their service to address the financial hardship among Nigerians. They are also solving some of the challenges Nigerians face before they collect money from regular commercial banks.
The QuickCheck Loan is one of the best in Nigeria. Like other top loan apps, you can easily acquire their loan without collateral, without heavy paperwork or filling unnecessary documents. The loan application process is stress-free, quick and simple. In the next sections, we will discuss how we can apply for this loan.
Applying for the loan is not hard at all. We will give you the full details on how to apply for the loan. You need to take your time to follow these processes carefully.
The first thing you need to do is to get the mobile app. This means that you need to get a smartphone specifically, android phone, if you want to apply for this loan.
After getting your phone ready, proceed to google play store and search for ”QuickCheck ” . You will see a page with different applications. Once you see the QuickCheck Loan app, you will identify it. Click on it, then download and install. After installing on your phone successfully, proceed to step two.
After installing the app, open it on your phone to register. To do this, you will provide all your personal details such as name, age, phone number and other important details. They will also require you to provide some important banking information such as BVN. Ensure you follow all the prompts to create your profile. Fill in correct information only. You must not lie because they will know when they do background check.
After creating your personal profile, proceed to your dashboard to apply for the loan. You will see the “Apply to get loan option. Click on this option to get your loan. You will also have to specify the amount you want to borrow when applying.
You will specifically be applying for the soft loan option that does not require collateral. Before you can get this loan, there are some important criteria you must meet. The criteria will be explained in the upcoming sections in this article.
After successful application, you will need to leave some time for the system to review your application. All your information will be checked to know whether the details you provided are correct and tally. The review time is between 30 minutes to 60 minutes after which you will be credited the loan amount that you requested for.
Before you can get the loan, there are some criteria you must satisfy to be eligible. These criteria are provided below:
Below the age of 22, they’ll believe you might not be ripe the age to engage in meaningful work to pay back your debt. Also, at the age of 60 and above, you are already at the retirement age so it is not safe to give you loan.
From the information gathered, we were unable to confirm whether QuickCheck is registered with CBN. However, this bank is known to be among the reputable loan companies in Nigeria.
They also have positive reviews and comments from people that have borrowed loan from them in the past. There is no bad record history of them. Since you cannot base all decision on this, we still advise you to be careful especially with your loan amount.
The minimum and maximum amount of money that you can borrow is ₦1500 and ₦500k respectively
Depending on the amount borrowed, they usually give the grace of 1month to 12 months to pay back loans.
The rate of interest varies. For customers patronising them for the first time, the rate is around 5% per month. But Generally, the rate is up to 30% for one year.
The loan can be paid back in 3 different ways.
No, it not. Presently, it is only available on android phones.
You can do that either by visiting their physical office located at 23, Agodogba Avenue, park view Estate, Ikoyi, Lagos, Nigeria. You can also send them an email at support@quickcheck.ng.
QuickCheck is one of the best loan companies in Nigeria and they offer only personal or individual loans. So, if you ever get stuck in a situation where you need urgent cash or money, you should consider QuickCheck.
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