Categories: Private Loans

QuickCheck Loan: Trusted Process to Get The Loan

People seek loans not only for business use but also for personal use. Most personal use for loans arises from the circumstances to sort out urgent needs. In such situations, people seek for where they can get help instantly.

In Nigeria today, we need to appreciate the emergence of loan apps. If you are a regular customer of loan apps and you don’t appreciate their service, it is not too good. This is because they have always come to be of help especially when you need them the most by making available instant loans. The way they turn up for you when you have nobody to run to for financial assistance? Let’s give them three Gbosa, They deserve all the accolades.

Although there are many loan apps in Nigeria that give out instant loans to individuals. However, we will be talking about a special one which is the Quickcheck loans.

What is QuickCheck Loan About?

QuickCheck Loan is an instant loan package provided by QuickCheck which is a reputable financial tech startup and at the same time a loan providing company. What QuickCheck provides is a personal loan and not business loan. In all ways, their loan package is very friendly and this is because of their motive to drive financial inclusion among Nigerians. .

This loan company seeks to launch their service to address the financial hardship among Nigerians. They are also solving some of the challenges Nigerians face before they collect money from regular commercial banks.

The QuickCheck Loan is one of the best in Nigeria. Like other top loan apps, you can easily acquire their loan without collateral, without heavy paperwork or filling unnecessary documents. The loan application process is stress-free, quick and simple. In the next sections, we will discuss how we can apply for this loan.

How Do I Apply for Loan on QuickCheck?

Applying for the loan is not hard at all. We will give you the full details on how to apply for the loan. You need to take your time to follow these processes carefully.

Get the Mobile App

The first thing you need to do is to get the mobile app. This means that you need to get a smartphone specifically, android phone,  if you want to apply for this loan.

After getting your phone ready, proceed to google play store and search for ”QuickCheck ” . You will see a page with different applications. Once you see the QuickCheck Loan app, you will identify it. Click on it, then download and install. After installing on your phone successfully, proceed to step two.

Create an Account

After installing the app, open it on your phone to register. To do this, you will provide all your personal details such as name, age, phone number and other important details. They will also require you to provide some important banking information such as BVN. Ensure you follow all the prompts to create your profile. Fill in correct information only. You must not lie because they will know when they do background check.

Apply for Loan

After creating your personal profile, proceed to your dashboard to apply for the loan. You will see the “Apply to get loan option. Click on this option to get your loan. You will also have to specify the amount you want to borrow when applying.

You will specifically be applying for the soft loan option that does not require collateral. Before you can get this loan, there are some important criteria you must meet. The criteria will be explained in the upcoming sections in this article.

Application Review

After successful application, you will need to leave some time for the system to review your application. All your information will be checked to know whether the details you provided are correct and tally.  The review time is between 30 minutes to 60 minutes after which you will be credited the loan amount that you requested for.

Requirements to Get QuickCheck Loan

Before you can get the loan, there are some criteria you must satisfy to be eligible. These criteria are provided below:

  • You must not be less than 22 years of age or Older than the age of 60 years as at the time you are applying for the loan.

Below the age of 22, they’ll believe you might not be ripe the age to engage in meaningful work to pay back your debt. Also, at the age of 60 and above, you are already at the retirement age so it is not safe to give you loan.

  • You must be a Nigeria resident — You should be living in Nigeria as at the time of applying to get the loan
  • You need to have a Bank Verification Number (BVN)
  • A reliable or stable source of income – you should be working with the government or at the very least a private company that is registered and recognised by CAC
  • You need to have a valid and active bank account where the loan will be credited
  • A verifiable and active Debit Card for your bank

Is QuickCheck Registered and Legit?

From the information gathered, we were unable to confirm whether QuickCheck is registered with CBN. However, this bank is known to be among the reputable loan companies in Nigeria.

They also have positive reviews and comments from people that have borrowed loan from them in the past. There is no bad record history of them. Since you cannot base all decision on this, we still advise you to be careful especially with your loan amount.

How Much can I borrow from QuickCheck?

The minimum and maximum amount of money that you can borrow is ₦1500 and ₦500k respectively

What is the Repayment Period of the Loan?

Depending on the amount borrowed, they usually give the grace of 1month to 12 months to pay back loans.

What is the Interest Rate Charged on QuickCheck Loan?

The rate of interest varies. For customers patronising them for the first time, the rate is around 5% per month. But Generally, the rate is up to 30% for one year.

How Do I pay back my Loan?

The loan can be paid back in 3 different ways.

  • You either pay using the bank account debit card you provided.
  • Pay using USSD code
  • Pay using Bank Transfer to the details provided on the app

Is the Loan App Supported on iOS?

No, it not. Presently, it is only available on android phones.

How Do I contact QuickCheck?

You can do that either by visiting their physical office located at 23, Agodogba Avenue, park view Estate, Ikoyi, Lagos, Nigeria. You can also send them an email at


QuickCheck is one of the best loan companies in Nigeria and they offer only personal or individual loans. So, if you ever get stuck in a situation where you need urgent cash or money, you should consider QuickCheck.



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